Are you looking to buy a new Lincoln Navigator? This impressive SUV is known for its colossal size and luxury. And for all of its features, it doesn’t come cheap. The starting MSRP is $76,185. It also comes in a range of trims that provide luxurious features out the wazoo — and higher price points.

So it’s worth wondering whether there’s enough of a difference in these trim lines to warrant the extra cost. For example, is the Lincoln Navigator Black Label L worth paying an additional $3,000 over the regular Black Label trim?

What you get with the Lincoln Navigator Black Label

The Lincoln Navigator Black Label is a premium upgrade from the base model, which provides three rows of seating atop 20-inch wheels. It handles surprisingly well for such a large vehicle, with a 10-speed automatic transmission and rapid acceleration. And it packs a twin-turbocharged 3.5-liter V6 engine that Lincoln says can harness 450 hp and allow it to tow 8,700 pounds.

But you probably won’t be towing too much in a Navigator. You’ll enjoy cruising in a cabin tricked out with leather, wood trim, metal accents, and the latest tech. That includes an impressive 10-inch touchscreen, wireless charging pad, and USB ports in each row. The interior is incredibly roomy, with plenty of cargo space and significant legroom in each row.

But as expected for a vehicle of the Navigator’s size, it’s a gas guzzler. Its EPA-estimated fuel economy is only 16 mpg in the city and 21 mpg on the highway.

Starting at a whopping $98,125, the Lincoln Navigator Back Label trim treats you to a number of additional premium features, such as a head-up display, upgraded audio system, heated second-row seats, illuminated belt buckles, and advanced safety features. The Black Label also comes with multiple trailer accessories, such as a tow package and trailer brake controller.

The Black Label model also sits on 22-inch wheels and comes standard with all-wheel drive.

The main difference between the Lincoln Navigator Black Label and Black Label L

For $3,000 over the Black Label, you’ll land the Lincoln Navigator’s top-of-the-line model, the Black Label L. What comes with this highest of trims for an SUV synonymous with over-the-top luxury?

The main difference is the long-wheelbase body that genuinely makes the Black Label L a behemoth. You might have trouble maneuvering this 221.9-inch-long SUV into some parking spaces. But you’ll definitely turn heads with this truly tremendous model. And you’ll benefit from all the extra space the longer body affords over the standard Black Label.

For instance, the standard Black Label’s cargo volume behind the third row measures 19.3 cubic feet, whereas the Black Label L boasts 34.3 cubic feet. It also has more cargo capacity behind the first and second rows. Plus, it holds 27.8 gallons of gas instead of the standard model’s 23.6 gallons.

So if you’re looking for a limousine-like experience, the Lincoln Navigator Black Label L is for you.

Which model should you buy?

If you’re considering spending $98,000 on a car, chances are you’re not particularly price-sensitive. So an additional $3,000 tacked onto the MSRP isn’t likely to be pivotal in your decision. The difference between the two models comes down to size. And because of that, you should consider how you intend to use your new Lincoln Navigator.

If you want an everyday utility vehicle, you might not need the extra length. In fact, you might find even the standard Black Label cumbersome to maneuver on narrow streets. The standard body may provide you with enough space for your family or friends, with enough leftover space for road trips.

But if you have a large family, take trips with abnormally large cargo, or want to show off a top-of-the-line luxury vehicle, the Lincoln Navigator Black Label L is the one for you.