Skip to main content

There’s no denying that 2021 has been quite the rollercoaster as far as buying a new or used car. The global chip shortage led to new and used car inventory shortages, which in turn hiked up prices in both markets. It’s been a crazy year and anyone buying a new car now is likely to pay around MSRP for it, if not more.

However, there are still plenty of end-of-the-year deals to be had, believe it or not. Although you might not be able to get the same smoking deals on a new car that you could have just a couple of years ago, you can at least save some money if you need to buy a car in 2021. You’ll just need to act quickly.

You may be able to find a good deal on the slower selling cars

2022 Kia Rio in blue
2022 Kia Rio is one of the slower-selling cars this year. | Kia

While dealership inventories have been low this year, that doesn’t mean that they’re not receiving vehicles. In fact, many car dealers receive some slow-selling models that tend to sit on dealer lots due to their odd color combinations or trim configurations. According to iSeeCars, some of the slower-selling models include the Kia Rio, Mitsubishi Outlander Sport and Eclipse Cross, Acura TLX, and the Alfa Romeo Guilia.

If you can settle on any of these models and happen to find any that match your needs at your local dealership, then there are some deals to be had.

For all of the other cars, here are the best year-end financing deals

A red 2021 Acura TLX
2021 Acura TLX | Acura

If you would rather purchase a car from other popular brands like Audi, BMW, Mercedes-Benz, or even Honda, then now is a great time to take advantage of any financing deals from the manufacturer. As such, Forbes gave us the rundown on all of the current financing deals from now until the end of the year:

  • Acura: 2021 TLX: 0.0% for 36 months
  • Audi: 1.49% for 60 months on most models.
  • BMW: 0.9% for 60 months on most models.
  • Buick: 0.0% for 72 months on 2021 & 2022 SUVs
  • Cadillac: 0.0% for 36 months on most models plus $500 cash back
  • Chevrolet: 0.0% for 72 months on most models plus $500 cash back
  • Chrysler: 0.0% for 72 months plus $500 cash back on 300.
  • Dodge: 0.0% for 72 months on 2011 models
  • Fiat: 0.0% for 72 months on 500X with no payments for 90 days
  • Ford: 0.0% for 60 months plus $500 cash back on most models 
  • Kia: 0.9% for 60 months on most models
  • Genesis: 0.0% for 60 months on 2021 G80; 0.0% for 72 months on 2021 G90
  • Honda: 0.0% for 36 months on Pilot, Passport, HR-V
  • Hyundai: 0.0% for 48 months on most models
  • Infiniti: 0.9% for 72 months on 2011 Q50, Q60
  • Jeep: 0.0% for 36 months (plus cash back) on 2021 Compass, Renegade, and Gladiator
  • Lexus: 0.9% for 60 months on 2022 ES and RX, 2021 NX and LC
  • Mazda: 0.9% for 36 months on 2021 models
  • Mitsubishi: 0.9% for 60 months on 2021 Outlander Sport, 2021 Outlander PHEV (with cash back)
  • Nissan: 0.0% for 36 months on most 2021 and/or 2022 models
  • Subaru: 0.0% for 63 months on most 2021 models

If you would rather lease a new car, then there are plenty of lease offers as well

A white 2022 Hyundai Elantra N shot from the front 3/4 at sunset
The 2022 Hyundai Elantra N | Hyundai

If you’re the type of car owner that would rather lease a new car and change cars every few years, then there are plenty of lease offers straight from the manufacturers as well. Fortunately, Forbes put together a comprehensive list of manufacturer lease offers as well:

Cars:

  • 2022 BMW 228i Gran Coupe: $379 per month for 36 months with $4,399 due at signing
  • 2021 Cadillac CT5: $429 per month for 39 months with $3,559 due at signing
  • 2022 Honda Civic Sedan: $209 per month for 36 months with $3,099 due at signing
  • 2022 Hyundai Elantra: $159 per month for 36 months with $2,899 due at signing
  • 2022 Hyundai Sonata: $169 per month for 36 months with $2,899 due at signing
  • 2022 Hyundai Ioniq PHEV: $229 per month for 36 months with $2,499 due at signing
  • 2021 Mercedes-Benz A 220: $379 per month for 36 months with $3,673 due at signing
  • 2021 Nissan Sentra: $229 for 36 months with $2,219 due at signing

SUVs/Trucks:

  • 2022 BMW X1 sDrive 28i: $429 per month for 36 months with $2,999 due at signing
  • 2022 Buick Encore: $199 per month for 39 months with $3,119 due at signing
  • 2022 Buick Encore GX: $199 per month for 24 months with $4,569) due at signing
  • 2021 Cadillac XT4: $379 per month for 36 months with $3,359 due at signing
  • 2022 Chevrolet Equinox: $199 per month for 24 months with $4,309 due at signing
  • 2022 Chevrolet Trailblazer: $199 per month for 39 months with $4,059 due at signing
  • 2021 Chevrolet Trax: $189 per month for 39 months with $3,139 due at signing
  • 2021 Chevrolet Traverse: $329 per month with $4,169 due at signing
  • 2021 Chevrolet Colorado: $259 per month for 36 months 
  • 2022 GMC Acadia: $229 per month for 24 months with $3,779 due at signing
  • 2022 GMC Terrain: $229 per month for 24 months with $3,909 due at signing
  • 2022 Honda HR-V: $199 per month for 36 months with $2,899 due at signing
  • 2021 Hyundai Tucson: $179 per month for 36 months with $2,699 due at signing.
  • 2021 Jeep Wrangler Four-Door: $259 per month for 36 months with $3,499 due at signing
  • 2022 Kia Niro: $179 per month for 24 or 36 months with $3,671 due at signing
  • 2022 Kia Seltos: $199 per month for 24 or 36 months with $2,999 due at signing
  • 2022 Kia Soul: $189 per month for 24 or 36 months with $2,799 due at signing
  • 2022 Kia Sportage: $189 per month for 24 or 36 months with $3,499 due at signing
  • 2021 Mazda CX-30: $209 per month for 33 months with $3,499 due at signing
  • 2021 Mercedes-Benz GLA 250: $399 for 36 months with $4,063 due at signing
  • 2021 Mitsubishi Eclipse Cross: $219 for 36 months with $3,943 due at signing
  • 2022 Mitsubishi Outlander Sport PHEV: $229 for 36 months with $4,478 due at signing
  • 2021 Nissan Rogue Sport; $219 per month for 36 months with $2,589 due at signing
  • 2021 Subaru Forester: $255 for 36 months with $2,515 due at signing
  • 2021 Toyota C-HR: $199 for 36 months with $2,999 due at signing

Remember that your discounts and deals can vary by region

A kia car dealership
Interior of a KIA dealership. | Eduardo Parra /Europa Press via Getty Images

While many of these lease and finance offers look outstanding, it’s worth it to note that these are national lease deals from each manufacturer. That means that depending on the trim configuration and your local dealer’s stock, the pricing can change depending on the region you’re in. Additionally, many of these lease and finance offers are reserved for buyers with top-tier credit, so your rate may vary depending on your credit situation as well.

Lastly, Forbes also noted that these offers are good until January 3, 2022. The best day to buy a car is New Year’s Eve, followed by December 27-30. So if you’re looking to buy one this week, don’t wait!

Related

The 2022 Kia Rio Is One of the Cheapest New Cars On the Road Today

Best in Tips, Tricks & Trends
Avatar photo
Senior Writer

Joe Santos

Joe Santos has been an automotive journalist since 2013 and joined MotorBiscuit in 2020. He writes strongly on consumer advice and new cars, and we consider him an asset to readers looking for guidance in buying and selling autos.

Joe earned a Bachelor’s in Journalism from California State University, Fullerton, and spent years as a Road Test Editor at Kelley Blue Book, after which he served in various automotive-related roles, including an autonomous vehicle trainer for GM, a vehicle sales manager, and an Audi brand specialist.

Joe’s prized possession is a 2008 Honda S2000 in Laguna Blue Pearl, with which he attends local car meets. Joe is also a content creator for LTD Global, a B2B support firm.