Nissan offers a wide variety of models that’ll variety consumers’ needs. Some are more practical than others, so it’s no surprise the most expensive Nissan to insure is a GT-R. Here’s a look at how much you’d pay in auto insurance premiums for a 2021 Nissan GT-R NISMO.

The 2021 Nissan GT-R NISMO costs over $3,800 a year to insure

Car insurance can be a tricky thing because insurers won’t give everyone the same quote. There are many ways to save money on car insurance, but regardless, some cars will always be pricier to protect than others. Off the bat, expensive cars naturally cost more to insure, but that’s not the only factor driving up insurance premiums. 

That’s why it’s no surprise that 10 of the costliest cars to insure are luxury vehicles that are also sporty, MotorTrend reports. MT’s list is dominated by luxury automakers and some of their fanciest sports cars, such as the Tesla Model S Performance Plaid, Audi R8 Spyder, and Maserati Quattroporte S GranSport.

However, that list also includes the Nissan GT-R NISMO, ranking eighth place overall. With an estimated annual insurance premium of $3,892, the GT-R NISMO is more expensive to insure than a Maserati Levante GTS, a BMW M5 Competition, and an R8 Spyder, the last costing about $3,863 a year to insure.

It’s expensive but powerful

The GT-R is already an expensive sports car, starting at $113,000, MotorTrend reports. It packs a 3.8-liter twin-turbocharged V6 produces 565 hp and 467 lb-ft of torque. With that said, the GT-R NISMO is a different beast: It’s most than twice the price of a regular GT-R.

The NISMO costs about $210,000, and though it has the same engine as the regular GT-R, it’s tuned more aggressively. The NISMO’s V6 harnesses about 600 hp and 481 lb-ft of torque, MotorTrend shows. This powerful engine, combined with its other performance enhancements, allows the NISMO to accelerate from 0 to 60 mph in a blistering 2.9 seconds.

That high performance, along with the price, makes clear why MotorTrend says the GT-R NISMO costs so much to insure. Regardless, Nissan doesn’t make this supercar for drivers who want practicality, and reasons abound why this model may be worth it to some GT-R fans.

An overview of the 2021 Nissan GT-R NISMO

The Nissan GT-R NISMO is a sports car first and foremost, so practical features aren’t a high priority for the automaker. For instance, MotorTrend says the NISMO offers 8.8 cubic feet of cargo capacity, an “acceptable” amount, but it’s not a lot of room, either. Furthermore, the NISMO gets about 16 mpg in the city and 22 mpg on the highway, which is unremarkable. Additionally, it offers few advanced safety features as standard equipment, and the interior tech is also pretty average.

However, customers get a car that’ll be great around a track. That’s because the NISMO still has the GT-R’s lauded grip and handling that can tackle a track as well as any other sports car. Indeed, MotorTrend says the 2021 model is “the best of its kind” as far as the GT-R nameplate goes. So any fan willing to front the money for a Nissan GT-R NISMO probably won’t be too worried about car insurance premiums.