If your gas pump’s card reader feels flimsy, grab your wallet and run!
Imagine this: You are pull in to a gas station, turn off your engine, open your gas cap, and turn to the pump’s pay pad with your card in hand. Everything looks in order. You insert your card and notice the reader wobbles just a bit. You think, Must be getting old. By the time you get home, your card is maxed out.
In this scenario, you were tricked by a “skimmer” machine. These cunning little devices read your card as you slide it into a gas pump or even an ATM. Then they pass along your card data to whoever installed them. They can be so thin they are just a “sleeve” the thief slides over the regular reader, and difficult to see if you don’t know what to look for.
The use of skimmers is on the rise. In fact, this con went up by 368% between 2021 and 2022. Yikes!
So how do you protect your money? First and foremost, they are often installed over the pump’s regular card reader, but can often be pulled off if you wiggle them. So it’s not a bad idea to grab the card reader and make certain it’s firmly attached to the pump.
My colleague Barnell Anderson shared ways to avoid having your information stolen at the gas pump, and points out that opting for tap-to-pay instead of inserting your card (where available) can foil a skimmer.
Some gas station owners are going a step further to protect you from thieves who install devices inside the pump to collect your data. You see, every gas pump has a service door so technicians can access the payment computer and other electronics. Many station owners now install tape on top of that door that will read “void” when you break it to open the panel. The location of this panel can vary, but is often just above the credit card reader.
See how to spot a skimmer on a gas pump yourself in the video below: