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If you’re car shopping, you’ll want to consider how much insurance will be on your new SUV. The cheapest cars to insure aren’t always what you’d expect. Some of the most highly rated SUVs are the least expensive to insure. These SUVs are among the least expensive cars to insure, making them a great choice for your next vehicle. The insurance cost is based on a 40-year old driver with a good driving history and credit score.

A red 2021 Hyundai Kona against a white background.
2021 Hyundai Kona | Hyundai

The Mazda CX-5 is the cheapest car to insure

A gray 2021 Mazda CX-5 driving through a city.
2021 Mazda CX-5 | Mazda

The Mazda CX-5 is the cheapest car to insure, and it’s also a highly rated SUV. It will cost you an average of $1,364 per year to insure your Mazda CX-5, according to CAREdge. This is $423 below the national average. 

The Honda CR-V is one of the best cars on insurance with a good driving record

The Honda CR-V is the third cheapest car to insure, and it will cost you about $1,367 if you’re a 40-year old driver with a good driving record and credit who drives about 13,000 miles per year. 

The Hyundai Kona is only slightly more expensive than the CR-V

The Hyundai Kona will cost you an extra $7 a month to insure over the Honda CR-V. This likely isn’t a make-or-break number. The Hyundai Kona will cost an average of $1,374 to insure.

The Subaru Outback is one of the cheapest cars to insure, as long as you’re not young

A blue 2021 Subaru Outback parked in the mountains.
2021 Subaru Outback | Subaru

The Subaru Outback will cost about $1,376 to insure per year. This is $411 below average. If you’re an 18-year old driver however, insurance on the Subaru Outback will cost you $4,344 per year.

The Subaru Crosstrek is one of the best cars on insurance if you have good credit

The Subaru Crosstrek costs an average of $1,379 for a 40-year old with good credit to insure. Have bad credit? That number goes up to $2,369.

The Hyundai Tucson will only cost you if you’re young with bad credit

If you’re a 40-year old driver with good credit, the Hyundai Tucson is one of the cheapest cars to insure, at $1,385. That same car will cost an 18-year old $4,372. If that 18-year old has poor credit, that number jumps to $7,511.

The Fiat 500X may not be highly rated, but it’s cheap to insure

The Fiat 500X may not be a highly rated car, but it does have cheap insurance going for it. It costs just $1,387 to insure a Fiat 500X.

The Mazda CX-30 is one of the cheapest cars to insure

A red 2021 Mazda CX-30 parked in the forest.
2021 Mazda CX-30 | Mazda

Want a Mazda CX-30? It’s one of the cheapest cars to insure, provided you have a good driving record and credit. If you’re 40 years old, the Mazda CX-30 will cost $1,388. However, with bad credit, that number becomes $2,384. Have a recent accident? The same CX-30 will cost $2,083 to insure.

The Mazda CX-3 is the third Mazda on the list of the cheapest cars to insure

Younger drivers don’t have an advantage when it comes to insuring cars. The Mazda CX-3 will cost a 40-year old driver $1,390 per year to insure. It’s even cheaper for a 55-year old driver, at $1,241. Yet it will cost a 25-year old driver $1,981, and an 18-year old driver $4,388.

The Jeep Wrangler gets cheaper to insure as you get older

The Jeep Wrangler will cost you about $1,391 per year to insure. If you buy it in your 50s, that number goes down to $1,241. 

The Kia Niro

The Kia Niro costs a 40-year old driver with good credit and a solid driving record $1,392 to insure each year. However, a recent at-fault accident will set you back an additional $652, for a total cost of $2,044.

If you’re car shopping, you’ll want to know how much your car insurance will cost. Even if the vehicle you buy doesn’t cost a lot up front, it could quickly become expensive if your insurance is high. Take into account your age, credit report, and driving histoy, and find the average insurance cost for your car when you’re looking for your next SUV.

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