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A view into the sleeping quearters of a converted school bus RV

Everything You Need to Know About School Bus Conversion Insurance

Full-time travel in a school bus conversion has become a coveted lifestyle. Social media is filled with images of freedom and mobile luxury that promise a carefree life on the road. The reality is, a lot of work goes into making these DIY RVs street-legal. Each state has unique laws and ordinances, but some universal …
Modded blue Subaru BRZ. Be mindful that car mods can affect your standing with your car insurance provider.

Can Your Car Insurance Refuse to Pay If You Modify Your Car?

Tapping into the aftermarket side of car ownership is where the automotive fun really begins. But, can certain modifications allow your insurance to refuse to pay if you get in a crash? For a Subaru BRZ owner in Canada, that is what happened after his insurance used his modified exhaust as a reason to not …
An blue Allstate insurance logo on a white sedan in Dublin, California, on a sunny day in July 2018

Teen Drivers Are Worse for Your Car Insurance Costs Than a DUI

Auto insurance is a necessary but costly expense. And if you’re frugal, you’re constantly trying to find ways to keep recurring expenses like auto insurance low. To do so, it’s helpful to know which events trigger a rate increase so that you can avoid them or offset them as best as possible. Three events can …
Cars drive through flood water after Hurricane Delta passed through the area on October 10, 2020, near Lake Charles, Louisiana

Does Car Insurance Cover Water Damage?

It’s important to keep your car in good working condition. It gets you to work and the grocery store. And it allows you to take your children to school and activities. So when your car has been involved in an accident, you know your insurance will cover at least part of it. But will it …
Tiger Woods accident vehicle resting on its side

Car Insurance Myths You Should Stop Believing

Paying for car insurance can be annoying, but when the time comes to use it, having good car insurance coverage is important. While insurance deductibles vary greatly with the calculation of many factors, there are some lesser-known nuances to how the whole process actually works. Perhaps this is why so many consumers believe in the …
A red 2018 Toyota RAV4 compact crossover SUV displayed during the 2018 New York International Auto Show on Wednesday, March 28, 2018

Are Red Cars More Expensive to Insure?

While all car owners have some form of car insurance, the actual ins-and-outs of how insurance works is not always clear. Along with all of the confusing phrases, there are also a lot of misnomers about how car insurance works, and what causes some policies to be more expensive than others. There is a formula …

Are Sports Cars Really More Expensive to Insure?

Buying a sports car is exciting, however, having to buy car insurance can be a drag. Considering your technically paying monthly, semi-annually, or annually for coverage in the case that something “might” happen to your car, insurance can be looked at as being an unnecessary expense. And that expense can fluctuate depending on what kind …
A police officer walks past one of several damaged vehicles after a car accident in a parking lot. A car crashed into the Bellagio Nails & Spa in Medford, Massachusetts, on July 28, 2020, with people inside and hitting several cars.

How do Car Insurance Deductibles Work?

Car insurance is one of those things that you are required to have, but you don’t really appreciate it until you actually need it. Insurance comes in layers with a lot of complicated jargon mixed in with decisions that can be all too confusing. When purchasing insurance for your car, there are a lot of …
Car Insurance

Is ‘Car Insurance Day’ the Best Day to Buy Car Insurance?

Next Monday, February 1st, is “Car Insurance Day,” which is a great time to review your current car insurance rates. And while picking one day out of the year to pay attention to one of the things in your life that you probably never pay attention to might sound weird, reviewing your options can actually …
A crashed black car

Don’t Expect Your Car Insurance Rate to Keep Getting Cheaper

Paying for insurance is one of the most daunting parts of owning a vehicle. Auto insurance can be expensive. It can also vary greatly across states and for various reasons. They include your age, driving history, and car’s make and model. However, with rates finally decreasing, 021 might be the year to buy as much …